Bankruptcy Lawyer

Lawyer serving Hudson, River Falls, Balsam Lake, and New Richmond Wisconsin

Are you looking for a fresh start? Have you reached the point where you need to wipe your debt clean? What would your life be like if you could start over, free of debt?

Regardless of whether your situation is the result of a loosing a job, an illness in the family, or simply accumulated credit card debt that has been slowly building for a long time, I am here to help. At every free initial consultation, I will listen to your wishes and assist you in choosing the most appropriate and effective form of debt relief to suit your needs.

Filling for bankruptcy is an extremely important decision, and I strive to provide you with the information you need to make an informed decision. I take the time to go over the details of your financial situation, answer questions, and provide clear explanations of the options available to you.

Chapter 7 Bankruptcy Lawyer

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The simplest form of bankruptcy, Chapter 7 allows you to permanently eliminate your medical bills, personal loans, and most credit card debts while often allowing you to retain most if not all of your personal property. The most common way to file for bankruptcy, Chapter 7 eliminates harassing phone calls, bill collectors, repossessions, garnishments, foreclosures, and lawsuits.

Chapter 13 Bankruptcy Lawyer

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Reorganize and catch-up on important bills that you have fallen behind on with Chapter 13. Larimore Law Office will work with you to design a budget that allows you to catch up and keep the property that you want, while still permanently eliminating a large portion or your unsecured debts.

Chapter 128 Bankruptcy Lawyer

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Wisconsin residents have a unique opportunity to file for Chapter 128 instead of filing for bankruptcy. This option takes the terms of the debt repayment out of the hands of the creditor and empowers you to pay down your debts on your terms without the hefty fees and interest. Chapter 128 is especially effective in dealing with payday or cash advance loans, often drastically slashing the payments.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Call Larimore Law Office at 715-629-7108 today!

First Year After Bankruptcy

Learn to Live on Cash

After you have completed the bankruptcy process, you will go through a short period of time in which you should learn to live on a cash basis. You will not have credit card accounts and getting a bank loan will be nearly impossible. During this time, you can start doing some things to improve your credit-worthiness, including applying for a secured credit card and making ALL monthly payments on time for your mortgage, car payment, and other payments you maintained through the bankruptcy. If you are looking for a new apartment, you may find that certain complexes will not accept your lease application.

Articles

Bankruptcy Filings Increase Among College Educated, Marrieds

The profile of the average American unable to pay accumulated debt is changing, and this time it seems certain markers of stability- namely…
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Joel Larimore, not my staff. You will receive prompt, honest responses to your questions and concerns. Fill out this form to take the first step in gaining assistance with your legal troubles.*

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